Intellectual Property

Patent-Pending Technology

Patent-Pending Real Estate Intelligence.

LIBA Capital has developed a patent-pending computer-implemented system for institutional real estate intelligence, opportunity discovery, investment underwriting and portfolio optimization.

LIBA Capital develops and owns proprietary real estate investment methodology, research, underwriting processes and patent-pending real estate intelligence technology. Certain underlying Decision Intelligence technologies developed and owned by Colle are separately licensed to LIBA Capital.

“The model proposes. Principals decide.”

U.S. Patent Pending
Application No. 64/110,473
LIBA Capital
Patent-Pending Real Estate Intelligence + Proprietary Investment Methodology
Colle
Decision Intelligence Infrastructure + Licensed Technology

Why We Built It

An institutional response to a structural gap.

Modern real estate underwriting is constrained by fragmented information and manual process.

  1. 01

    Fragmented data.

    Public records, permits, insurance filings, flood exposure, rental activity, zoning, and court records live in incompatible systems. Traditional underwriting stitches them together by hand.

  2. 02

    Inconsistent underwriting.

    Manual analysis varies by analyst, deal, and day. Institutional discipline requires a repeatable, evidence-based process across every opportunity.

  3. 03

    Manual workflows.

    Time-intensive spreadsheets and disconnected tools slow the path from signal to decision, particularly in dense, fast-moving urban submarkets.

  4. 04

    Delayed decisions.

    Opportunities close within days. Late analysis is no analysis. Institutional capital needs disciplined answers on institutional timelines.

  5. 05

    Growing complexity.

    Insurance, climate exposure, entitlements, and workforce housing dynamics compound the diligence burden. Purpose-built infrastructure is required to keep pace.

Innovation Areas

Eight areas of proprietary capability.

Described at a business level only. Underlying methods, architectures and implementations remain confidential. Certain underlying Decision Intelligence technologies are developed and owned by Colle and separately licensed to LIBA Capital.

  1. Area 01

    Multi-source evidence reconciliation.

    Structured integration of disparate public and market data sources into a unified, parcel-level view suitable for institutional underwriting.

  2. Area 02

    Parcel-level opportunity discovery.

    Systematic identification of assets that meet the firm's disciplined investment criteria before they surface through conventional channels.

  3. Area 03

    Explainable Investment Intelligence.

  4. Area 04

    Human-in-the-loop investment decisions.

  5. Area 05

    Institutional underwriting workflows.

    A repeatable, auditable process from initial screen through committee.

  6. Area 06

    Risk intelligence.

    Insurance, climate, entitlement, and title exposures surfaced early, before capital is at risk.

  7. Area 07

    Opportunity prioritization.

    Ranking and sequencing of qualified opportunities to focus principal attention on the highest-conviction candidates.

  8. Area 08

    Decision governance.

    Documented review and escalation pathways that reinforce accountability.

Explainability & Governance

Explainable, human-governed decisions.

Recommendations are accompanied by the evidence that surfaced them. Model outputs remain proposals; principals retain investment authority.

“The model proposes. Principals decide.”
Investment philosophy · LIBA Capital

Illustrative Evidence Panel

  • Parcel record cross-referenced with permit history
  • Insurance and flood exposure profile reconciled
  • Comparable rental activity within submarket
  • Zoning and entitlement status verified
  • Ownership and court-record signals reviewed

Illustrative only. Actual outputs and internal representations are confidential.

Frequently Asked Questions

Common questions about the patent-pending technology.

United States patent application pending.

This page is informational only and grants no license, ownership interest, or right to use any intellectual property. LIBA Capital develops and owns proprietary real estate investment methodology, research, underwriting processes and patent-pending real estate intelligence technology, which is the subject of United States patent application no. 64/110,473. No patent has been granted.

Certain underlying Decision Intelligence technologies — including their technical methods, architectures and implementations — were developed and are owned by Colle and are separately licensed to LIBA Capital. Nothing here implies joint ownership of either party's intellectual property.

U.S. Patent Pending — Application No. 64/110,473.

LIBA Capital

Technology built for institutional investing.