Miami skyline at dusk
AI Underwriting · Miami-Dade

Acquire. Reposition. Improve.

LIBA Capital uses a proprietary AI decision engine to identify, screen, and underwrite Miami-Dade real estate opportunities with greater speed, discipline, and conviction.

LIBA Capital pairs deep local execution with a proprietary AI engine that screens thousands of Miami-Dade parcels nightly — surfacing value-add and opportunistic real estate opportunities before they become broadly visible.

12k+
Parcels screened nightly
<48h
From sourced to LOI
6
Core submarkets
100%
Discreet & local

The Opportunity

Miami-Dade is repricing — block by block.

Population inflows, constrained supply, and an insurance-driven repricing have opened a window where disciplined local operators can buy quality assets below replacement cost.

12k+
Parcels screened nightly
~70%
Sourced off-market
18–24%
Target value-add IRR

Net migration into South Florida continues to outpace housing starts. Rising carry costs — insurance, taxes, debt service — are forcing motivated sellers to the table just as institutional capital pulls back. We turn that dislocation into entries: small-to-mid value-add deals where local execution and AI-driven sourcing compound into durable returns.

The Engine

An AI that thinks like a Miami operator.

It is a proprietary decision system designed around South Florida real estate data, local operating experience, and human underwriting judgment.

01 · Signal

Parcel-level ingestion

Public records, MLS feeds, foreclosure dockets, permit filings, code violations, and tax delinquencies pulled and reconciled into a single parcel graph across Miami-Dade.

02 · Model

Renovation & rent simulation

A pricing model scores each parcel for after-repair value, rehab scope, lease-up velocity, and downside — calibrated on our own closed comps, not just public data.

03 · Decision

Human-in-the-loop conviction

Top-decile opportunities surface to our acquisitions team with a one-page memo. We underwrite, walk, and decide. The model proposes — humans close.

Last engine run

12,408 parcels · 37 flagged · 4 advanced to LOI

Updated nightly · Miami-Dade County

Technology

A disciplined decision process, supported by technology infrastructure.

LIBA Capital's decision engine is supported by technology infrastructure developed by Colle, helping organize fragmented real estate data, market signals, underwriting assumptions, and execution workflows into a clearer decision process.

Colle operates separately from LIBA Capital and provides technology infrastructure only. Investment decisions, acquisitions, underwriting, asset management, investor relationships, and licensing discussions remain separate from LIBA Capital's investment operations.

Technology infrastructure supported by Colle

Technology Licensing

Selective technology licensing for qualified partners.

The decision infrastructure supporting LIBA Capital may be made available selectively to qualified real estate operators, investment firms, family offices, and capital partners through separate licensing arrangements.

Licensing is evaluated case by case based on geography, use case, data availability, implementation requirements, and commercial terms.

Sourcing Intelligence

Signal-based identification of off-market, distressed, mispriced, and value-add opportunities.

Underwriting Workflows

Structured deal memos, renovation assumptions, rent scenarios, downside cases, and risk flags.

Portfolio Monitoring

Market shifts, asset performance, refinancing risk, insurance pressure, and exit-timing intelligence.

Discuss Technology Licensing →

Licensing discussions are handled separately from LIBA Capital’s investment operations and are evaluated case by case for qualified partners.

AI outputs support decision-making but do not replace human underwriting, legal review, financial diligence, lender approval, insurance review, or investment judgment.

Strategy

Where capital, technology, and local execution compound.

01

Value-Add

Renovation, unit-mix optimization, expense rationalization, and revenue management to stabilize NOI.

02

Opportunistic

Distressed and foreclosure acquisitions where speed, conviction, and clean diligence win the deal.

03

Reconstruction

Ground-up and major redevelopment in infill submarkets with durable long-term demand.

04

Select Commercial

Neighborhood retail and small mixed-use, evaluated case-by-case with conservative leverage.

Where we invest

Six submarkets. One zip-code-deep model.

Miami & North Miami

Single-family, duplexes, and small multifamily with repositioning potential.

Value-addInfillRenovation

Aventura

Condos and apartments in high-demand corridors and well-managed buildings.

1–3 BRCondosStabilized

Keystone, Coral Gables, Coconut Grove

Scarcity, quality-of-life, and premium demand drivers.

SelectPremiumLong-term hold

How we create value

We underwrite for the real world — not the spreadsheet.

Value-Add Repositioning

  • Renovation + unit-mix optimization
  • Expense rationalization & vendor reset
  • Lease-up and revenue management

Distressed / Foreclosure

  • Clear title and legal diligence
  • Scope certainty before close
  • Path to stabilization or resale

Multifamily & Portfolios

  • Property-level business plans
  • Tenant quality improvement
  • Compliance & risk mitigation

Select Commercial

  • Neighborhood-serving retail
  • Small mixed-use
  • Conservative leverage

Pricing

Three ways to invest with us.

Transparent structures aligned with how we actually operate. Final terms are confirmed in qualified discussions and per deal documentation.

Tier 01

Co-Invest

$250k minimum

Deal-by-deal access to single-asset opportunities sourced by the engine.

  • 2% management fee
  • 20% carry
  • 8% preferred return
  • Single-asset SPV
Request terms →

Tier 02

Most common

Fund LP

$750K minimum

Committed capital diversified across the value-add and opportunistic portfolio.

  • 1.5% management fee
  • 20% carry
  • 8% preferred return
  • Quarterly reporting
Request terms →

Tier 03

Strategic Partner

$2.5M minimum

Programmatic capital with advisory access and custom structuring.

  • Negotiated economics
  • Advisory seat
  • Co-GP options
  • Custom mandate
Request terms →

Indicative terms · Not an offer to sell securities · Accredited investors only

Track record

Selected experience and active portfolio.

Apartments / Condos (1–3 BR) in Aventura
AventuraPast / Current

Apartments / Condos (1–3 BR)

Selected condo units across multiple buildings.

Multifamily (12 units) in Miami-Dade
Miami-DadeCurrent

Multifamily (12 units)

Active operations with stabilization plan.

Duplex acquisitions in North Miami
North MiamiPast / Current

Duplex acquisitions

Value-add duplex portfolio with renovation and leasing optimization.

Single-family estate in Coconut Grove
Coconut GrovePast

Single-family estate

Tropical residential repositioning with premium landscape design.

Waterfront residence in Keystone Islands
Keystone IslandsCurrent

Waterfront residence

Dockable waterfront home with value-add renovation plan.

Your project with us in Miami-Dade
Miami-DadeOpen

Your project with us

Large multifamily acquisition — bring us your next deal and co-execute with the engine.

Submit this deal →

For confidentiality, we do not publicly disclose addresses or full deal terms. Reference information can be shared in qualified discussions.

Process

Built for execution.

01

Initial Review

Quick pass on price, location, scope, and timing — augmented by the engine's flag score.

02

Underwriting

Renovation scope, rent comps, expenses, and risk checks. We underwrite for the real world.

03

Diligence & Close

Title, inspections, permits, and final budget validation — then close with a clear plan.

04

Execute

Renovate, stabilize, optimize operations, and build long-term value.

FAQ

Common questions.

What deal sizes do you target?+

We evaluate a range of opportunities, with a focus on small to mid-size residential and multifamily deals in Miami-Dade.

Do you partner or co-invest?+

Yes, selectively. We prefer aligned partners who can add operational leverage or local sourcing.

Do you buy with financing?+

We consider both all-cash and financed acquisitions depending on the asset, timeline, and risk profile.

Is the AI engine licensed externally?+

The technology infrastructure supporting LIBA Capital may be made available selectively to qualified partners through separate licensing arrangements. LIBA Capital and Colle are separate entities, and any licensing discussion is evaluated case by case.

Can other firms license the engine?+

Qualified real estate operators, investment firms, family offices, and capital partners may discuss licensing selected technology workflows for sourcing, underwriting, market intelligence, and portfolio monitoring. Availability depends on geography, data access, use case, implementation requirements, and commercial terms.

Contact

Send a deal. We respond fast.

Brokers, owners, and partners — if it fits Miami-Dade and our strategy, you'll hear back within 24 hours.

deals@libacapital.com →

Investor Inquiries

Speak with a principal.

For qualified investors interested in Miami-Dade real estate strategies powered by our proprietary AI decision engine. All inquiries are reviewed by LIBA Capital directly and held in confidence.

Indicative terms. Not an offer to sell securities. Accredited investors only.